Greater savings for young adults and higher-income households are new this open enrollment 

With greater savings than ever for young adults and for households previously ineligible for financial help, open enrollment for the 2022 plan year begins today at, the state’s online health insurance marketplace. 

Open enrollment runs from Nov. 1, 2021, through Jan. 15, 2022. Coverage starts Jan. 1, 2022, for plans selected before Dec. 31, and coverage starts on Feb. 1, 2022, for plans selected in the first two weeks of January. Those who qualify for Medicaid may enroll any time of year.  

This year, many people can get a health plan for as little as $1 a month. Even for those who have looked before, it’s worth coming back, because there are now savings available for households at all income levels. Plus, a new Maryland law allows for adults ages 18 to 34 to get discounts on top of other savings.  

The American Rescue Plan Act of 2021 expanded savings to households with incomes higher than 400% of the Federal Poverty Level (FPL). It will be in effect for all of 2022. The impact of that initiative has already been significant, tripling the number of enrollees who are in this higher income bracket. That change has especially helped adults between 55 and 65, whose numbers have already grown by one-third on Maryland Health Connection this year. 

“We encourage Marylanders to visit now to check out the new financial help available this year. The health insurance companies have expanded to offer plans in more counties, giving our customers more options. It’s so important to make sure you and your loved ones have health coverage,” said Michele Eberle, executive director of Maryland Health Benefit Exchange.

Trained experts are available to answer questions and help consumers enroll in a health plan from the comfort of home. Go to to find help. We offer support in more than 200 languages including Relay for the deaf and hard of hearing. Call toll free 1-855-642-8572. Consumers can chat with a live agent on the website Monday through Friday from 8 a.m. to 4 p.m.

Maryland Health Benefit Exchange (MHBE), a public corporation and independent unit of state government established in 2011, administers Maryland Health Connection.

Maryland Health Connection (MHC) is the state-based marketplace for Marylanders to shop and enroll in health insurance, as well as determine eligibility for Medicaid and other assistance programs. It is the only place where Marylanders can access financial help such as tax credits to make coverage more affordable.

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